Insurance module
Travel insurance booking software for plans you sell at checkout
Sell travel insurance on your travel website with plans you set up with your insurance partner: priced by destination region, trip length and traveller age, offered as a checkout add-on or bought on its own, with policy documents emailed and commissions tracked.
- Plans by region and trip length
- Age-based pricing
- Checkout add-on or standalone
- Commission tracking
The insurance module
Sell travel insurance next to every trip you book
Travel insurance is usually offered by email after the booking, if at all. The insurance module puts it on your site: you load the plans agreed with your licensed insurance partner, set the price bands by region, trip length and age, and travellers add cover to a flight, hotel or tour at checkout or buy a standalone policy. Policies are recorded against the customer and your commission is tracked on every sale.
- Agree plans, wording and commission with your insurance partner
- Add each plan with its cover limits, excess and policy wording
- Price by destination region, trip length and traveller age
- Offer cover at checkout or as a standalone purchase
- Email the policy documents and track the commission
- Destination region
- Europe (Schengen)
- Trip start
- 14 Dec
- Trip end
- 28 Dec
- Travellers and ages
- 2 adults (34, 36), 1 child (7)
Plans and quotes
Clear plans, priced for the trip in front of the traveller
Each quote reflects the region, the number of days and the ages on the booking, with the main cover limits shown before anyone pays.
- Essential coverMedical expenses · Trip cancellation · Baggage$64per trip
- Comprehensive coverHigher medical limit · Cancellation · Delays and missed connections$98per trip
- 12mAnnual multi-tripUnlimited trips up to 31 days each · 12 months$189per trip
Plans and cover tiers
Single trip, annual multi-trip and family plans, each with its own cover limits, excess and benefits list.
Destination regions
Group countries into regions such as Schengen, worldwide excluding the Americas, or worldwide, and price each one.
Trip length and age bands
Price tables by number of days and traveller age band, so a quote matches the booking exactly.
Checkout add-on
Offer cover on the flight, hotel or tour checkout, with dates and travellers filled in from the booking.
Policy documents
Policy schedule, certificate and wording attached to the booking and emailed to the traveller.
Commission tracking
Premium, partner net and your commission recorded on every policy sold.
Policy lifecycle
From quote to policy document, in one flow
The same steps whether cover is added to a booking or bought on its own, so your team and your insurance partner see the same records.
Quote
Region, dates and ages produce a price for each plan.
Choose
The traveller compares cover limits and picks a plan.
Details
Names, dates of birth and contact details for every insured traveller.
Pay
Premium paid with the booking or alone, online or from the agent wallet.
Issue
The policy is recorded and the documents are emailed to the traveller.
Settle
Policies sold are reported to your partner and commission is reconciled.
One platform
Cover sold with the trips it protects
Insurance is most often bought with a booking. The module shares customers, checkout and agents with every other product on the platform.
Flights, hotels and tours
Offer cover at the end of each checkout, with trip dates and travellers taken from the booking.
Visa applications
Attach a policy to a visa case when the destination asks for proof of travel medical insurance.
Payment gateways
Premiums run through the gateways, currencies and wallet already set up on your site.
Back office
Run insurance sales from one dashboard
Plans, policies, agents and commission in the same admin as every other product you sell.
Commissions and markups
Per plan, region or channel, as fixed amounts or percentages on the partner's net premium.
Roles and access
Admin, agent and customer accounts, each seeing only the policies their role allows.
B2B agent sales
Agents sell cover to their clients in the B2B portal with their own commission.
Policy register
Search policies by traveller, plan, travel date or booking, with status and documents.
Invoices and policy emails
Invoice and policy documents sent automatically for every paid policy.
Partner reports
Policies sold, premiums collected, partner payables and commission earned, ready to export.
Compare
Partner links and email vs travel insurance booking software
Many agencies send travellers to an insurer's link or arrange cover by email. This is what changes.
| Task | Referral link or email | PHPTRAVELS |
|---|---|---|
| Offer | Referral link or emailMentioned after booking, often forgotten | PHPTRAVELSShown at checkout with the trip details filled in |
| Quote | Referral link or emailTraveller re-enters dates and ages elsewhere | PHPTRAVELSPriced by region, trip length and age on your site |
| Customer | Referral link or emailLeaves your site to buy cover | PHPTRAVELSBuys cover with the booking, on one invoice |
| Documents | Referral link or emailPolicy sent separately, not on the booking | PHPTRAVELSPolicy documents emailed and stored on the booking |
| Commission | Referral link or emailChecked against the partner's statement | PHPTRAVELSRecorded on every policy and reported |
| Agents | Referral link or emailNo way for sub-agents to sell cover | PHPTRAVELSAgents sell cover in the B2B portal |
Use cases
Built for the way you sell cover
Travel agencies
Add travel insurance to flights, hotels and tours and earn commission on each policy.
OTAs
A checkout add-on that offers cover on every booking without leaving your site.
B2B networks
Let sub-agents sell your partner's plans to their clients with their own commission.
Why PHPTRAVELS
Yours to run, change and grow
Source code included
Self-hosted under a commercial licence, so traveller data stays on your servers.
Unlimited plans
Add as many plans, regions, price bands and policies as your business needs.
24 languages
Sell cover in your markets' languages and currencies, including right-to-left.
B2C and B2B
One installation for your public site and your agent portal.
FAQ
Travel insurance booking software questions
What agencies ask before they sell travel insurance on their travel website.
Talk to salesSoftware that lets you sell travel insurance on your own website: travellers get a quote for their region, trip length and ages, choose a plan, pay and receive the policy documents, while your team tracks policies and commission in one admin.
Policies are issued by your licensed insurance partner. PHPTRAVELS is the software you sell their plans through: you load the plans, wording and prices you agree with them, and the insurer remains responsible for cover and claims.
No insurer is built in. You work with the insurance partner licensed in your market, enter their plans and price tables, and report policies sold to them. A partner's own API can be added by your developers, since the source code is included.
Each plan has price tables by destination region, number of trip days and traveller age band. The quote adds up the price for every traveller and your commission or markup is applied by plan, region or channel.
Yes. Cover can be offered as an add-on at the flight, hotel or tour checkout, with dates and travellers taken from the booking, and it can also be bought as a standalone policy.
Once the premium is paid, the policy is recorded against the booking and the policy documents and invoice are emailed to the traveller, who can also find them in their account.
No. Claims are handled by your insurance partner under the policy wording. The module shows the partner's claim contact on the policy documents and keeps the policy record your team needs to help a traveller.
Yes. Every plan includes the full source code under a commercial licence and you host it yourself, so traveller data stays on your servers and your developers can change the module.